About the Authors

Kenneth O. Doyle, PhD

Ken is a retired financial planner, formerly licensed in general securities, life/health insurance, and real estate, and a tenured professor at the University of Minnesota—Twin Cities.  He studied liberal arts at Mount St. Paul College, Waukesha WI; philosophy at Pontificia Universitas Gregoriana, Rome, and Marquette University, Milwaukee.  He earned his AB in philosophy at Marquette and his PhD in psychology at the University of Minnesota.  Immediately upon completing his doctorate, he accepted a faculty position at Minnesota and has remained there ever since.  He practiced financial planning with Strommen and Associates, St. Paul, and teaches a popular financial psychology course at Minnesota called The Symbolic Meanings of Money and Property, along with undergraduate and graduate courses in advertising, persuasion, and research methods. He is author of The Symbolic Meanings of Money and Property: In search of a talisman (Sage), Wealth Accumulation and Management (American Institute of CPAs), Ethnicity and Money (American Behavioral Scientist), and many other books and papers.  

Larry K. Houk,  JD

Larry just retired after forty years of private practice in law, focusing on estate planning and elder law.  He earned his BA degree in Political Science from Bethel College (now Bethel University), Arden Hills MN, and his JD from the University of Minnesota Law School.  His clients prized his ability to make complex areas of law understandable.  A popular lecturer, he has taught Continuing Education sessions for both Minnesota Continuing Legal Education and the Annual Tax Conference of the Minnesota Society of Certified Public Accountants.  In addition, he served for 15 years on the Board of a non-profit skilled-nursing facility and was appointed to serve on the Minnesota Board on Aging by two governors, a Republican and a Democrat.  In retirement, he continues to be an active teacher, leading small-group studies using the Socratic method.  This is his third book with Ken, including To Tax and To Ration:  Medicare, Medicaid, and Our Long-Term Healthcare Crisis.